We Sent My Sister Money Every October for Mom’s Propane, Then I Found Mom Sleeping in Her Coat With the Tank at Five Percent

“Behind on everything? We were.” Pam unwound the elastic band on the accordion file and opened it. Inside were dozens of papers: bills, letters, bank statements, a thick packet from Trinity Hospital. “Mark and I sold his bass boat and the four-wheeler. Got $9,200 for both. I’ve been picking up doubles at the nursing home since February. And Mark’s long-term disability got approved on appeal three weeks ago. They’re paying him back to December.”

She looked at me.

“Julie, when you called me that day in January, I hung up on you because I was ashamed. Not because I was mad. Because you were right.”

Pam sat down at the table. Her hands were shaking. She pulled a sheet of paper out of the accordion file. It was a list, handwritten in pen on lined notebook paper.

“I made a list,” she said. “Of everything. I want you all to see it. I’m not going to hide anything anymore.”

She slid it into the middle of the table so we could all read it.

October: Propane money from Rob, Dean, Julie, and me, $1,000. Paid co-op for 200 gallons, $408. Used the other $592 for Mark’s COBRA health insurance premium, because his work insurance stopped when his short-term disability ran out.

October through January: Mom’s checks, $1,400 a month, $5,600 total. Used for our mortgage. We were two months behind. The bank sent a letter saying they’d start foreclosure if we didn’t catch up.

January: Didn’t order a top-off. Told Mom the co-op was backed up. That was a lie.