My phone rang the next afternoon while we were eating lunch. Tuna sandwiches and tomato soup.
It was a number I didnât recognize. A Portland area code.
âMargaret Williams speaking.â
âMrs. Williams, my name is Patricia Sullivan. Iâm an estate attorney with Henley and Associates in downtown Portland. I have some news about your fatherâs estate that needs your attention.â
I stepped away from the table. Not far enough that David and Jessica couldnât hear.
âMy fatherâs estate was settled fifteen years ago.â
âThatâs what everybody thought,â Patricia said. âBut weâve found an asset that was never properly transferred during probate. Your father owned a small commercial building on Southeast Division Street. He held it through a little company that wasnât identified when the estate was settled.â
My father, Harold Gustafson, ran a hardware store in Milwaukie for forty years. I knew he had some investments. I never knew he owned a building.
âThe tenants have been paying rent into an escrow account for fifteen years,â Patricia said. âNobody knew who to send it to. The account currently holds a little over seven hundred thousand dollars.â
I gripped the phone harder.
âMrs. Williams? Are you there?â
âIâm here. What do I need to do?â
âCome to our office. Weâll need proof of identity and your fatherâs death certificate. And thereâs a court filing to reopen the estate for the limited purpose of transferring the property. Itâs routine. It should take about two weeks.â
âIâll be there tomorrow.â
I hung up and turned around.
David and Jessica were staring at me with their mouths open.
âSeven hundred thousand dollars?â David whispered.
âIt appears so.â
Jessica stood up. âMargaret, this changes everything! With that money, you couldâŚâ
âI could what?â I asked.
âYou could help us get back on our feet! You could loan us the money for Davidâs business!â
I sat back down and picked up my sandwich.
âCould I?â
âMom,â David said. âThis is like winning the lottery. Thatâs enough money to solve all our problems.â
âAll of whose problems?â
âThe familyâs problems.â
I chewed slowly.
âDavid, what exactly are your problems?â
âYou know what they are. Weâre in debt. We donât have jobs. We donât have a place to live.â
âThose sound like your problems. Not family problems.â
Jessica leaned forward across the table.
âMargaret, be reasonable. You donât need all that money just sitting in an account. Itâs found money. Itâs extra.â
I set down my sandwich.
âJessica, if you found seven hundred thousand dollars, would your first thought be to give it to someone else?â
âThatâs different.â
âHow is it different?â
âBecause weâre family. Family helps family.â
âWhat have you contributed to this family since you moved in, Jessica?â
âIâve been trying to find work.â
âYouâve been sleeping until noon and complaining about my rules. Thatâs not the same thing.â
âMom, thatâs not fair,â David said. âWeâre both trying.â
âAre you, David? Youâve applied for five jobs in six months. All five were positions you thought were beneath you.â
âI donât want to waste my degree stocking shelves.â
âBut youâre willing to waste my retirement avoiding work entirely?â
The truth was sinking in for both of them.
âWhat if we made it a business deal?â Jessica tried. âYou invest in Davidâs landscaping company. We pay you back with interest.â
âWhatâs the business plan?â
âWe havenât written it up yet, butâŚâ
âWhat experience does David have in landscaping?â
âHeâs always been good at yard work.â
âWhatâs the market research? Who are the customers? What are the startup costs besides equipment? When does it turn a profit?â
Jessica didnât say anything.
âYou want me to invest thirty thousand dollars,â I said, âin a business that exists only in Davidâs head. Run by somebody with no experience. With no plan, no research and no timeline.â
âWhen you put it like thatâŚâ
âIâm putting it accurately. And thatâs exactly the kind of decision that turns found money into lost money.â
David looked desperate.
âMom, what would it take for you to help us?â
I stood up and started clearing the plates.
âShow me you can help yourselves first,â I said. âGet jobs. Any jobs. Show me you can earn money and manage it. Then come talk to me with a real plan.â
âHow long would that take?â Jessica asked.
âHowever long it takes.â
I carried the dishes to the sink and left them sitting at the table in silence.
